We provide affordable health care insurance that fits your budget.
Major Medical plans provide individual or full family healthcare coverage that meets all the minimum essential health benefit requirements of the Affordable Care Act. These plans cover a broad range of healthcare expenses, including treatment related to preexisting conditions, prescription drugs, maternity care, inpatient/outpatient services, preventive services, and emergency care. Major Medical plans can only be selected during the annual Open Enrollment Period (typically Nov 1st – December 15th), unless you have a qualifying life event that opens up a Special Enrollment Period. Click here to get started.
Short-Term Medical plans have no open enrollment period restrictions, so you can apply at any time. They are designed to cover individuals for anywhere from 1 to 12 months. These plans can be significantly less expensive than Major Medical insurance, while still providing protection for major illnesses and injuries. These plans are not required to cover preexisting conditions, maternity care, prescription drugs, and the other minimum essential health benefits that Major Medical plans offer. Click here to get started.
We represent dozens of Medicare Advantage, Medicare Supplement, Senior Dental and Senior Vision carriers. Since we are not tied to a single company, we can do the research for you and make sure you are purchasing the best coverage available in your area, at the lowest possible price. It does not matter if you are just now turning 65, leaving a company or Cobra plan after age 65 or if you simply want us to help you understand the coverage you currently have, we are here to help. Click here to get started.
HSA plans allow for preventive care up front. For all other services, the deductible must be met before the insurance pays the majority of expenses. Pair your plan with a HSA account to maximize your tax savings. This plan is a great option for those that do not have a lot of medical expenses or would benefit from the tax savings. Ask a Benefit Advisor if an HSA plan would work for you. Click here to get started.
We can also help you get dental and vision insurance. Please click here to get started.
Looking for an affordable life insurance that suits your need and budget? Get started here.
We are a Certified Foremost Agency. We will be happy to get you affordable insurance on the following:
- Boats and Marine Vehicles
- Recreational Vehicles and Motorhomes
- Motorcycle and snowmobiles
- Landlord / Rentals
- Manufactured home
- Vintage Vehicles and collectibles
Call us at (209) 400-9785 or email firstname.lastname@example.org to get started.