Daycare or childcare insurance is a tailor-made policy that covers your liability if anything happens to those under your care. It protects the caregivers from the unique risks the daycare business may face. Whether the daycare/childcare business is at-home or at a commercial day care center, the following coverages are recommended: Abuse and Molestation (Losses arising from an employee abusing a child under your care), Commercial General Liability, Commercial Auto Liability, Commercial Property Liability, Workers' Compensation Insurance, Umbrella Insurance.

The cost of daycare business insurance depends on several factors:

• The kind of job you do
• Number of Employees
• Number of Vehicles used for business
• How long have you been in the industry?

The daycare businesses in California need insurance to avoid financial losses. Business insurance can protect you from lawsuits, damage to physical business items, claims for work mistakes or negligence, and pay for medical bills. It can also help cover lost wages if your employee gets hurt on the job.

Please setup an appointment or call us at 209-400-9785 to review your policy or insurance need with us. You can also get a free quote by filling up the following form: